Fourwords (Puzzle #4)

Fourwords is like a 4×4 crossword puzzle. Fill in the grid with sixteen letters such that the eight four-letter words created agree with the eight clues.

Type of bird
They're used to row a boat
Some people born in August
U.S. mortgage org.
Gush
Close
Opposite of less
Pt. of NCAA

Previous puzzle: Puzzle #3.
Next puzzle: Puzzle #5.